:root{
  --navy:#0b2545; --navy2:#123a6b; --ink:#1c2733; --muted:#5a6b7d;
  --accent:#1f7ae0; --accent-dark:#1663ba; --accent-soft:#e8f1fc;
  --bg:#ffffff; --bg-soft:#f3f6fa; --line:#dde5ee; --radius:14px;
  --shadow:0 10px 30px rgba(11,37,69,.08);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
header.site{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);z-index:10;backdrop-filter:blur(6px)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{font-weight:800;font-size:20px;color:var(--navy);letter-spacing:.2px}
.logo span{color:var(--accent)}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{color:var(--ink);font-size:15px;font-weight:500}
.nav-links a.active{color:var(--accent)}
.btn{display:inline-block;background:var(--accent);color:#fff!important;padding:11px 22px;border-radius:9px;font-weight:600;font-size:15px;transition:background .15s ease,transform .15s ease}
.btn:hover{background:var(--accent-dark);text-decoration:none;transform:translateY(-1px)}
.btn.ghost{background:transparent;color:var(--navy)!important;border:1.5px solid var(--navy)}
.btn.ghost:hover{background:var(--navy);color:#fff!important}
.btn.light{background:#fff;color:var(--navy)!important}
.btn.light:hover{background:var(--accent-soft)}
.btn.outline-w{background:transparent;color:#fff!important;border:1.5px solid rgba(255,255,255,.85)}
.btn.outline-w:hover{background:rgba(255,255,255,.12)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:92px 0 84px}
.hero:before{content:"";position:absolute;inset:0;background:
  radial-gradient(560px 300px at 85% -10%,rgba(31,122,224,.45),transparent 60%),
  radial-gradient(420px 260px at -5% 110%,rgba(31,122,224,.28),transparent 60%)}
.hero:after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:44px 44px;mask-image:radial-gradient(70% 90% at 50% 0%,#000 30%,transparent 100%);-webkit-mask-image:radial-gradient(70% 90% at 50% 0%,#000 30%,transparent 100%)}
.hero .wrap{position:relative;z-index:1}
.badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);color:#d7e6f8;font-size:13.5px;font-weight:600;padding:6px 14px;border-radius:999px;margin-bottom:22px}
.badge .dot{width:8px;height:8px;border-radius:50%;background:#3ddc84}
.hero h1{font-size:44px;line-height:1.18;font-weight:800;max-width:780px;letter-spacing:-.5px}
.hero p{font-size:19px;color:#c9d9ee;max-width:680px;margin:20px 0 32px}
.hero .btn{margin-right:12px}
.trustbar{border-bottom:1px solid var(--line);background:#fff}
.trustbar .wrap{display:flex;flex-wrap:wrap;gap:14px 44px;padding-top:18px;padding-bottom:18px}
.trustbar .ti{display:flex;align-items:center;gap:10px;color:var(--navy);font-size:14.5px;font-weight:600}
.trustbar .ti svg{flex:none}
section{padding:68px 0}
section.soft{background:var(--bg-soft)}
h2{font-size:30px;color:var(--navy);font-weight:800;margin-bottom:14px;letter-spacing:-.3px}
.eyebrow{color:var(--accent);font-size:13px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;margin-bottom:10px}
.lead{color:var(--muted);font-size:17px;max-width:760px;margin-bottom:36px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:box-shadow .18s ease,transform .18s ease,border-color .18s ease}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#c8d8ec}
.card .icon{width:44px;height:44px;border-radius:11px;background:var(--accent-soft);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.card h3{color:var(--navy);font-size:18px;margin-bottom:8px}
.card p{color:var(--muted);font-size:15px}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.step .num{display:inline-block;background:var(--accent);color:#fff;font-weight:700;border-radius:50%;width:30px;height:30px;line-height:30px;text-align:center;margin-bottom:12px}
.step h3{color:var(--navy);margin-bottom:6px}
.step p{color:var(--muted);font-size:15px}
.faq{max-width:820px}
.faq details{border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px;background:#fff}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:16.5px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";float:right;color:var(--accent);font-weight:700}
.faq details[open ] summary:after{content:"–"}
.faq details p{color:var(--muted);font-size:15.5px;margin-top:10px}
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy2));border-radius:18px;color:#fff;padding:44px 40px;display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}
.cta-band h2{color:#fff;margin-bottom:6px;font-size:26px}
.cta-band p{color:#c9d9ee;max-width:560px}
.page-head{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:56px 0}
.page-head:before{content:"";position:absolute;inset:0;background:radial-gradient(480px 240px at 88% -20%,rgba(31,122,224,.4),transparent 60%)}
.page-head .wrap{position:relative}
.page-head h1{font-size:34px;font-weight:800}
.page-head p{color:#c9d9ee;margin-top:10px;max-width:720px}
.prose{max-width:820px}
.prose h2{font-size:24px;margin:36px 0 10px}
.prose h2:first-child{margin-top:0}
.prose p,.prose li{color:#33465c}
.prose ul{margin:8px 0 8px 22px}
.prose section{padding:0}
footer.site{background:var(--navy);color:#b9cadd;padding:44px 0 34px;margin-top:0}
footer.site .cols{display:flex;flex-wrap:wrap;gap:32px;justify-content:space-between}
footer.site a{color:#dbe7f5}
footer.site .small{font-size:13.5px;color:#8fa6bf;margin-top:26px;border-top:1px solid rgba(255,255,255,.15);padding-top:18px}
.kv{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.kv .card p{font-size:15.5px;color:#33465c}
@media(max-width:720px){
  .hero h1{font-size:32px}
  .nav-links a:not(.btn){display:none}
  section{padding:44px 0}
  .cta-band{padding:32px 24px}
}

.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.hero-media img{width:100%;height:auto;display:block;border-radius:18px;border:1px solid rgba(255,255,255,.22);box-shadow:0 30px 60px rgba(0,0,0,.35)}
.band-img{width:100%;height:auto;display:block;border-radius:18px;box-shadow:var(--shadow)}
.page-img{width:100%;height:auto;display:block;border-radius:18px;box-shadow:var(--shadow);margin:8px 0 4px}
@media(max-width:860px){.hero-grid{grid-template-columns:1fr}}

.hero-center{text-align:center}
.hero-center h1{margin-left:auto;margin-right:auto}
.hero-center p{margin-left:auto;margin-right:auto}
.hero-media{max-width:940px;margin:46px auto 0}
.hero-media img{width:100%;height:auto;display:block;border-radius:18px;border:1px solid rgba(255,255,255,.22);box-shadow:0 30px 60px rgba(0,0,0,.35)}
.feature{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.feature img{width:100%;aspect-ratio:4/3;object-fit:cover;display:block;border-radius:18px;box-shadow:var(--shadow)}
.feature ul{margin:14px 0 0 20px;color:var(--muted);font-size:15.5px}
.feature li{margin-bottom:6px}
@media(max-width:860px){.feature{grid-template-columns:1fr}}

.feature img.flat{aspect-ratio:auto;object-fit:initial;box-shadow:none;border:1px solid var(--line);width:50%;margin-left:auto;margin-right:auto}